What are Child Benefit allowances?
Child Benefit is a regular government payment for families raising children. The weekly rate is higher for the eldest or only child and lower for each additional child. If you or your partner earn above a set threshold, you may have to repay some or all of it through the High Income Child Benefit Charge.
Who can claim
Most parents and guardians responsible for a child under 16 can claim, or under 20 if the child stays in approved education or training. Only one person can claim for each child, so couples should consider who would benefit from National Insurance credits towards their State Pension.
Higher incomes
If either partner has adjusted net income above £60,000, a tax charge may apply. Above £80,000, the charge equals the full amount of Child Benefit received. Claiming can still be worthwhile, as it may build State Pension credits and makes sure your child receives a National Insurance number before turning 16.
Rate per week
| 2026/27 (£) | |
|---|---|
| Eldest or only child | 27.05 |
| Other children | 17.90 |
FAQs
Frequently asked questions
When does Child Benefit stop?
Usually on 31 August after the child turns 16, or until they turn 20 if they remain in approved education or training.
What is the High Income Child Benefit Charge?
If you or your partner earn over £60,000, you may need to repay some or all of your Child Benefit. Full repayment applies at £80,000.
How do I claim Child Benefit?
Complete form CH2 and send it to HMRC. If you already receive Child Benefit, you can add a new child online.
Should I claim if I don’t want the money?
Often, yes. You can opt out of payments but still protect your National Insurance record.
How is Child Benefit paid?
Usually every four weeks into your bank or building society account.